• If you owe people money in another currency give it back to them back rounded up and at the exchange rate of the day.
  • Training with a personal trainer, I have found out that most people do bodyweight exercises that are damaging joints instead of building muscles.
  • Good friends try to keep money out of the equation. They involve it only when they are in real need and take it out again as soon as possible.
  • Update of post 2022_07_12, “How to lend money to friends?”
    • Consider length of the relationship, politeness of the request, payback plans.
    • New exception: NEVER lend money to addicts! Although they are friendly when they are on drugs, they don’t change their habits, they are always broke, and don’t pay back.

By Doc

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