If you owe people money in another currency give it back to them back rounded up and at the exchange rate of the day.
Training with a personal trainer, I have found out that most people do bodyweight exercises that are damaging joints instead of building muscles.
Good friends try to keep money out of the equation. They involve it only when they are in real need and take it out again as soon as possible.
Update of post 2022_07_12, “How to lend money to friends?”
Consider length of the relationship, politeness of the request, payback plans.
New exception: NEVER lend money to addicts! Although they are friendly when they are on drugs, they don’t change their habits, they are always broke, and don’t pay back.
